Discover the Montana Unified School Trust (MUST) health benefit plan, exclusively offered to you by your employer. MUST is committed to serving public schools and is governed by a board of trustees representing the Montana Federation of Public Employees (MFPE), Montana School Boards Association (MTSBA), and School Administrators of Montana (SAM).
Our objective is to provide affordable, high-quality health benefits and essential protection to you and your family, recognizing your invaluable role in Montana’s education community.
Enjoy the following benefits with MUST:
- Group life insurance and long-term disability insurance included in our group medical plans.
- Choose from the Revised Major Medical Plan (RM) or High Deductible Health Plan (HDHP) to suit your needs.
MUST is dedicated to supporting the well-being of educators and their families, ensuring access to comprehensive health coverage and valuable protection.
- Go to www.bcbsmt.com
- Click Member Log In or Sign Up
- Click Create an Account
- NOTE – If you have previously had BCBSMT and have already enrolled before. You will need to choose the Log In option. Click Forgot Password / Forgot Username if applicable.
- Click I Accept (Terms of Use)
- Agree to Terms of Use and Click NEXT
- Step 1 – Enter Members First Name, Last Name, Date of Birth and Member ID # listed on the left side of your BCBS ID Card below your name. Click Continue
- NOTE – If you do not have your BCBS ID Card please contact us at [email protected] or call 406-457-4400 Option 1
- Step 2 – Create Login
- Step 3 – Confirm Account
- NOTE – Need assistance call 1-888-706-0583.
This notice has important information about your right to COBRA continuation coverage, which is a temporary extension of coverage under the Plan. This notice explains COBRA continuation coverage, when it may become available to you and your family, and what you need to do to protect your right to get it. When you become eligible for COBRA, you may also become eligible for other coverage options that may cost less than COBRA continuation coverage.
Make the Most of Your Benefits
This means more than just visiting in-network providers and knowing what is covered by your benefits. MUST wants to make it easy for you take control of your health by utilizing a variety of digital tools offered with your benefits.
Care When and Where You Need It
With Virtual Primary Care through Premise Health, you have 24/7 phone or video access to a board-certified physician. The average wait time is less than fifteen minutes, making this a convenient alternative to an in-person visit, a trip to urgent care, or the ER. Premise Health regional health centers are located in Anaconda, Butte, Billings, Helena, and Missoula for quick, convenient in person access.
Virtual Visits: Get Cost-Effective, 24/7 Care
Telehealth powered By MDLIVE® or Virtual Visits are an efficient and cost-effective care solution available on all MUST plans. For a maximum charge of $48, or a $25 copay (refer to your plan) simple, non-emergency medical health conditions can be addressed via telephone, online video, or mobile app. Members, through their Blue Access for MembersSM (BAMSM), can register and access Virtual Visits. Montana law requires virtual visits incorporate a visual between provider and member. No matter where you are, a doctor is available 24 HOURS A DAY/ SEVEN DAYS A WEEK. MDLIVE® virtual visit doctors can save time, help treat and prescribe needed medications.
ADDITIONAL MEMBER RESOURCES
Find professional support when you
need it for challenging life events.
Free therapy sessions, help finding child, pet, or elder care, movers, home repair services, talk to a lawyer, get help with your finances, and more! Don’t be afraid to reach out for help, records are kept private.
Call: 866-899-1363
Online: guidanceresources.com
App: GuidanceNow
Web ID: DISRES
RM Plan
Revised Major Medical
HDHP Plan
High Deductible Health Plan
Discover HDHP Plan’s comprehensive care: mental health, preventive services, accident coverage. Manage diabetes, embrace health with nutrition counseling, ensure child’s well-being. Stay connected through virtual visits. Experience peace of mind and well-being.
Navitus Health Solutions will be your new pharmacy benefit manager (PBM) effective July 1, 2024. Navitus’s goal is to improve your health and minimize out-of-pocket costs. They will provide a friendly customer experience to make it easier to understand your benefits and enable convenient access to drugs.
USE THE MEMBER PORTAL
You will have access to the member portal on your effective date. Our portal gives you access to helpful information including:
- Network pharmacies near you
- Cost comparison tools
- Your pharmacy plan details
- Your digital ID card
Well onTarget has tools and resources to help you manage your health, including Health Assessments to help you measure your health. They also have Digital Self-Management Programs, lessons, and challenges to help you reach your wellness goals. With the Blue PointsSM program, you can earn points by completing activities and reaching goals. These points can be redeemed online for rewards. Track healthy habits, sync your fitness and nutrition devices with the Well onTarget portal or download the app.
Teledoc Health for high blood pressure helps you take control of your blood pressure. The program motivates you every step of the way. Online education and support from a live coach can teach you to manage your weight and stress for better heart health. You’ll have expert guidance to help you talk with your doctor about your blood pressure medications. And a connected blood pressure monitor can help you remember to check your numbers and stay on track.
–OR–
Teledoc Health diabetes management program can help you keep your condition under control. You’ll get a new glucose meter that lets you know when your levels are too high or too low. It will also ask you if you need more test strips. As part of this program, you will also get unlimited test strips sent to your home whenever you need them, and one-on-one live coaching.
For the support you need, your employer or health plan is covering 100% of the costs.
Join Hinge Health for exercise therapy without leaving home. No copays. No office visits. Reduce your back and joint pain in just 15 minutes a day. Best of all, there’s no cost to you–your Hinge Health benefit is 100% covered by MUST. Join Hinge Health to: overcome pain or limited movement; recover from a recent or past injury; and keep your joints healthy and pain free.
