Once you retire, you may still be eligible for MUST benefits.

To enroll in available benefits, complete a MUST Universal Form : Change Section and have proof of retirement, through your school clerk or directly to MUST. To see if you are eligible, call or e-mail MUST at 800-845-7283 or

When you retire you are entitled to continue your MUST health coverage through the group’s plan as long as:

  1. You have coverage in place prior to retirement; and
  2. The group retains MUST coverage. You must meet eligibility requirements and you may be responsible for paying the premiums.

If you drop MUST coverage after you retire you will not be eligible to reinstate coverage. However, if you are subsequently employed by another MUST group you may become eligible under the new group’s coverage again as an active employee. If you are married and drop coverage due to reaching Medicare age and your spouse would like to continue coverage, your spouse is eligible for 36 months of continued coverage through COBRA. Be sure to let us know if this is the case.

Click HERE to view 2020 Charting the Course—Retirement Benefits Flyer.

Click HERE to view 2020 Charting the Course—Common Questions Flyer.